Privacy Policy — Filing Clarity

1. What We Collect

We collect only what is necessary to provide the service.

Data	Why we collect it	Who it applies to
Email address	Account creation, signals delivery, product emails	All users; waitlist
Password (bcrypt hash)	Authentication — stored as a one-way hash, never in plaintext	All registered users
Watchlist companies	Tickers and SEC CIK numbers you add to your watchlist	All registered users
Signal preferences	Which signal types you want to receive	All registered users
Signal history	Record of signals we've delivered to you	All registered users
Watchlist notes	Personal notes you write on companies in your watchlist	All registered users
Brokerage credentials	Encrypted API keys for Alpaca, Schwab, or IBKR — used to sync portfolio holdings	Pro users who connect a brokerage
API usage logs	Call counts per day for rate limiting and billing	Pro users with API access
Billing information	Subscription management — handled entirely by Stripe	Pro subscribers
Usage data	Login timestamps and last activity for account management	All registered users

What we do not collect: credit card numbers (Stripe handles all payment data), Social Security numbers or government IDs, investment account balances or transaction history beyond portfolio holdings for watchlist sync, or any personally identifiable financial information beyond what is listed in the table above.

2. How We Use Your Data

We use the data we collect for these specific purposes — nothing else:

To deliver SEC filing signals to your email inbox
To maintain your watchlist, preferences, and notes
To process your subscription payment via Stripe
To sync your portfolio holdings from connected brokerages
To provide API access to your signal data
To send onboarding and product update emails

We do not sell your data to any third party. We do not use your data for advertising. We do not share your data with any third party except as described in the Third-Party Services section below.

3. Third-Party Services

We use the following third-party services to operate Filing Clarity. Each has its own privacy policy.

Service	Purpose	Data shared
Stripe	Payment processing and subscription management	Email address; all payment card data is handled directly by Stripe and never touches our servers
Google (Gmail SMTP)	Transactional email delivery (signals, onboarding)	Your email address and the content of signals sent to you
Anthropic Claude API	AI extraction of structured data from SEC filings	Filing text from public SEC EDGAR documents — no user personal data
SEC EDGAR	Source of public SEC filing data	No user data shared — we query public APIs only
FINRA	Source of public short interest data	No user data shared — we query public APIs only
DigitalOcean	Cloud server hosting	All user data is stored on DigitalOcean servers in the United States

4. Data Retention

Account data — retained for as long as your account is active.
Signal history — retained for 90 days, then automatically purged.
Waitlist emails — retained until the product publicly launches or you request removal.
On account deletion — all personal data is permanently deleted within 30 days of your request. Anonymised aggregate usage statistics may be retained indefinitely.

5. Your Rights

You have the following rights with respect to your data:

Access — log in to your dashboard to view your watchlist, preferences, and signal history at any time.
Export — Pro users can export their data as CSV from the dashboard. All users can request a data export by emailing hello@getfilingclarity.com.
Correction — update your email or preferences at any time from the Account page.
Deletion — to delete your account and all associated data, email hello@getfilingclarity.com. We will complete deletion within 30 days.
Unsubscribe from emails — every email we send includes an unsubscribe link. You may also email us to opt out of non-essential product communications.
Waitlist removal — if you signed up for the waitlist and wish to be removed, email hello@getfilingclarity.com.

If you are located in the European Economic Area (EEA), United Kingdom, or California, you may have additional rights under GDPR or CCPA. Please contact us to exercise those rights.

6. Brokerage Credential Security

Pro users may optionally connect a brokerage account (Alpaca, Charles Schwab, or Interactive Brokers) to sync portfolio holdings to their watchlist. We treat these credentials with extreme care:

Credentials are encrypted at rest using Fernet symmetric encryption before being written to the database.
The encryption key is stored separately and never written to the database.
Credentials are never logged or transmitted in plaintext under any circumstances.
Credentials are used only to read portfolio holdings — we never use them to place, modify, or cancel trades.
Credentials are deleted immediately and permanently when you disconnect the brokerage from your account.

Connecting a brokerage is entirely optional and can be disconnected at any time from your Account page. Disconnecting permanently removes your credentials from our system.

7. Cookies

We use one cookie:

Session cookie — set when you log in, used to keep you authenticated during your session. This cookie is essential for the service to function and cannot be opted out of while logged in. It is deleted when you log out or your session expires.

We do not use advertising cookies, analytics cookies, or third-party tracking cookies of any kind.

8. Children's Privacy

Filing Clarity is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us at hello@getfilingclarity.com and we will delete it promptly.

9. Not Investment Advice

Filing Clarity provides factual information derived from public filings submitted to the U.S. Securities and Exchange Commission (SEC). Nothing on this website, in our emails, or in our API responses constitutes investment advice, a recommendation to buy or sell any security, or a solicitation of any investment decision.

Filing Clarity is not affiliated with, endorsed by, or sponsored by the U.S. Securities and Exchange Commission or any other government body.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify registered users by email before any material changes take effect, and we will update the "Last updated" date at the top of this page. Your continued use of Filing Clarity after a change is posted constitutes your acceptance of the updated policy.

For minor or non-material changes (such as clarifying existing language without changing practices), we may update this page without individual notification.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:

Email: hello@getfilingclarity.com
Website: getfilingclarity.com

We aim to respond to all privacy-related inquiries promptly.